coog version 2.10 released

The new coog version 2.10 is now available with even more features!

The most notable new features include

• A richer range of endorsements (desktop publishing, risk analysis, new types of endorsements)
• Convention Aeras and enhanced claims processes for Borrowers
• Monetico payment management
• coog Portal features multi-pricing with comparison of several offers

COOG BACKOFFICE

Contract management

• coog natively supports multi-headers, but it is now possible to force single-insured management for a product
• Ability to restart the underwriting process for a declined quote

Contract life/Endorsements

• Automated termination or underwriting of cover following the application of an endorsement to a member
• Management of documents required for endorsements

• Addition of a rider dedicated to changing the bank account for personal benefits
• Management of risk analysis for endorsements

Borrower

• Managing the AERAS agreement
  • Calculating AERAS eligibility
  • Calculation of AERAS capping rates
  • Automatic application of rates to payment schedule

• Ability to request required documents for each loan (e.g. amortization schedule)
• Possibility to parameterize loan business typologies (e.g. LOA lease, In fine, Amortizable, Step amortizable, etc.)
• Termination rules can be evaluated for each loan, enabling coverage of certain loans to fall before others.
• Possibility of entering a total deferment on bridging and bullet loans

Health

• Management of a default noemization end date to avoid resending information at each renewal until this date has passed (e.g.: 12/31/2024)
• Manage refusal of noemization

Claims

• Termination of contracts and cover when policyholder or insured dies
• Borrower claims
  • Issue one benefit per loan
  • Access loan data in claims rules
  • Manage lenders as claim beneficiaries

• Enable beneficiary clauses to be displayed from within the claims declaration/processing process.
• Manage the benefits counter to track the duration of benefits paid, and be notified when the counter is exceeded.

Collection – Disbursement

• Ability to signal a change in creditor identification (OrgnlCdtrSchmeId tag) in SEPA direct debit messages.
• Monetico payment management
• Possibility of offsetting customer debts via claim reimbursements

Desktop publishing

• Freely enter recipient’s postal or email address in print wizard

• Attach previously generated attachments: coog can now reuse valid documents previously generated and stored in DMS with the correct document type, instead of re-generating it. Allows the user to potentially modify or change an attachment and send the e-mail with the modified attachments.
• Double validation on personalized document production requests (proofreading of junior profile customer communications)
• Possibility of manually enriching document production requests
• Display of document production requests linked to a person
• Enrichment of the mail template analysis tool to search for indentation errors and to analyze the dynamic content of a document. The action is available from one (or n) mail template(s) -> Find and replace.

• Possibility of triggering automatic document printing for each contract loan
• Enable authorized users to change the blocking/non-blocking status of a requested document from within coog
• Definition of composite document types, and management of partial receptions, enabling you to say that you have received a subset of the requested document (e.g. the front of a National Identity Card, but not the back).

Distribution

• White label: configuration by distribution network
  • Electronic signature account
  • Paybox payment account
  • SEPA payment journals
• Management of electronic signature service personalization by distribution network
• Possibility of configuring the Paybox account to be used at distribution network level
• Configuration of direct debit logs by distribution network. This can be used, for example, to configure different bank accounts / ICSs for each distributor, to be used for the contracts linked to them.
• SEPA message sender overload to enable an account delegator to debit on behalf of the entity it represents.
• New wizard for importing the distribution network hierarchy. It creates/updates the distribution network, the third party and all associated information (means of contact, address, orias, siren, external identifier) and creates the necessary identities/users according to the authentication system.

Technical kernel

• Batch jobs can be monitored directly from the coog application. Redis is no longer required for batch processing.

• New import batch for parameter files (JSON). From a configured directory, the batch imports recursively, sorting alphabetically.
• Addition of a new age calculation function in the rule engine to replace the years_between method, which can be misleading when calculating age.

COOG API

• API for updating means of contact
• API for updating the effective date on a quote
• Addition of the name and total amount of discounts and taxes in the simulation API feedback
• Ability to determine which documents are required via the simulation API
• Change the way the distribution network is retrieved
• API for creating banks and lenders
• API for updating the lender on a contract in the process of being underwritten
• Ability to transmit multiple attachments for a single required document via API

COOG PORTAL

Portal: B2B

• Display login name and surname (SSO)
• Display warranty names in Product view
• Display policyholder, loan and guarantee information in Contract view

• Option to deactivate the Sales Journey menu
• Possibility of deactivating the coverage view for Borrower products in the Contract view
• Set effective date for Contract view
• Added e-mail and telephone validation for underwriting
• Update SSO login button label

• New pricing button updated with “New pricing” and “New product”.
• New component for comparing offers/pricing and selecting one of these offers in the same view.